The following dates may be helpful when planning a year-end gift.

NOVEMBER

Early November: Real estate gifts should be initiated no later than early November if you want to qualify  for an income tax charitable deduction this year, as they can take some time to complete.

End of November: Charitable remainder trusts (CRTs) take some time to set up. Start the process by the end of November.

DECEMBER

Early December: Qualified charitable distributions (QCDs) can usually be accomplished if you begin the process in early December. The life income option requires extra time.

December 12: Charitable gift annuity (CGA) applications, along with physical checks, must be received by Friday, December 12.

December 12: Donor-advised fund (DAF) grants should be initiated no later than this date if you intend to complete the grant before year end. Check with your financial advisor for specific details and timelines.

December 22: Appreciated stock transfers should be initiated with the transferring broker by Monday, December 22—keep in mind that some post offices are closed on Saturdays and Sundays.

December 31: Cash gifts via physical check must be postmarked by Wednesday, December 31.