As the year draws to a close, it’s a natural time to reflect on the people and causes that matter most to us. If you’re considering a year-end gift, thoughtful planning can help you make an even greater impact while potentially receiving valuable tax benefits. We’re grateful for your support and are happy to help you explore options that align with your charitable goals and financial plans.
Cash. A gift of cash is the simplest way to provide immediate support for our work. If you itemize, your gift qualifies for an income tax charitable deduction up to 60% of your adjusted gross income (AGI) in the year of the gift (subject to limitations).
Appreciated stock. Giving appreciated stock held for over one year offers a double tax benefit—the gift qualifies for an immediate deduction for the full value of the stock (subject to limitations), and you owe no capital gains tax on the appreciation. This is a particularly useful option if you are rebalancing your portfolio.
Donor-advised fund (DAF). A grant from your DAF is another way to make a difference today using funds you have already set aside for charity. Please let us know if you make a grant from your DAF so we can personally thank you.
IRA assets. If you are an IRA owner age 70½ or older, you can use a qualified charitable distribution (QCD) to make a gift directly from your IRA to us of up to $111,000 (annual aggregate limit in 2026). Or you can use a special one-time option to set up a gift that pays a lifetime income to you and/or your spouse (up to $55,000, but spouses can combine their QCDs). With either the direct option or the life income option, your QCD is not subject to tax and counts toward your required minimum distribution (RMD) if one is due.
Charitable gift annuity (CGA). The CGA makes a difference for us and for you. When you set up a CGA, we agree to pay a fixed lifetime income to you and/or someone else (two people maximum). Payments are based on the amount of the gift and the age of the annuitant(s). Part of the gift may qualify for a charitable income tax deduction.
Charitable remainder trust (CRT). A CRT also creates an income stream for one or more beneficiaries with either fixed or variable payments. We receive what remains at the end of the trust term (either the life or lives of the beneficiaries or a term of up to 20 years).
Real estate. Like a gift of stock, appreciated real estate held for over one year qualifies for an income tax charitable deduction (subject to limitations), and no tax is due on the appreciation. There are multiple ways to give real estate—ask us for more information.
Every gift makes a difference, and the right giving strategy can help you make an even greater impact. If you have questions about these options or would like to explore what might work best for you, we’d be happy to help. Contact the Foundation to start the conversation.
